NMLS #: 500170
101 Western Ave
Hampden, ME 04444
Nicole joined the CUSO Home Lending team in March 2022, bringing with her expertise gained from an early career in finance with a focus on credit unions and lending, followed by 15 years as a loan officer. She has been a dedicated mortgage lender since 2014 and is a recipient of an Affiliate Realtor of the Year award.
Serving our customers and building new relationships
Nicole oversees all of CUSO’s residential mortgage sales operations, making sure our customers receive the personalized guidance they deserve, with great rates and loans that are perfectly tailored to their needs.
Her focus is on driving CUSO’s marketing strategy and setting sales objectives for our residential mortgage program in Maine and New Hampshire. Nicole oversees the development of new residential mortgage business, the expansion of existing business relationships, and ensuring the provision of services to customers and prospective customers seeking mortgage services.
Benefits of financing your mortgage with CUSO Home Lending
There are many different home financing options available that allow individuals to purchase a home without the need for a 20% down payment. The CU Promise loan comes with a three-fold guarantee of same-day loan decision, closing date, and local servicing.
CU Promise loans also have low down payment options:
- 3% Down: The CU Promise 97 loan finances 97% of the sale price (or appraised value, whichever is less). That means you only need 3% for a down payment!
- 10% Down With No PMI: The CU Promise 90 loan offers the most flexibility in terms of the type of property (it can be used for a second home) and credit score.
At CUSO, we’re committed to educating customers on the home buying process and guiding them in determining the financing options that best suit their needs. While a CU Promise loan might not be the right option for you, we offer a wide range of other loans, including RD, FHA, VA, and Maine State Housing.
Nicole is a DownEast girl from Machias with fond memories of time spent on Beals Island and Bog Lake. She currently lives in Litchfield with her husband, four children and a golden retriever named Ruby. She serves on the Board of Habitat for Humanity 7 Rivers in Topsham.
Contact Nicole today to learn how you can finance your next mortgage with CUSO Home Lending!